Kruiskamp-Midden, Amersfoort

Living in Kruiskamp-Midden

Kruiskamp-Midden is city living in its most compact form, and the stock is a genuine mix of apartments and family houses (54% houses).

At 8,370 residents per km² the buurt is busy without being packed.

Amersfoort sits at the rail crossroads of the Netherlands, which makes it a favorite for couples commuting in different directions. A well-preserved medieval center is ringed by thoughtfully planned newer districts like Vathorst.

The housing market in Kruiskamp-Midden

At €362,000 average WOZ value, Kruiskamp-Midden ranks 106 out of 124 Amersfoort neighborhoods on price — 16% cheaper than most of the city, which makes it one of the more approachable entry points into the city. For scale: Amersfoort's cheapest buurt averages €97,000 and its priciest €1,127,000, so Kruiskamp-Midden sits among the city's more affordable ones.

The direction of the market: between 2015 and 2025 the average WOZ value here rose from €166,000 to €362,000, up 118% — faster than the city as a whole (+110%). WOZ values lag the market by about a year, but the trend itself is reliable.

Ownership is split: 36% owner-occupied against 64% rental, including 58% social housing. Enough homes trade hands to give you comparable sales, but check what's actually for sale versus rented in the specific block you're eyeing — the mix can flip from one street to the next.

Who lives here

Demographically, Kruiskamp-Midden is shaped by people in their late twenties to early forties (28% of its 1,975 residents), followed by 45-to-65 year olds at 24%. Households split into 46% singles and 29% families with children — a real mix rather than one lifestyle. The average household counts 2.0 people.

As for who your neighbors would be: incomes lean modest — 51% of households are among the country's lower earners.

Daily errands, coffee and dinner

Day to day: groceries are a non-issue — 6 large supermarkets within a kilometer; eating out is the default here — around 39 cafés and restaurants inside a kilometer.

The practical checklist most buyers forget to make: pharmacy 4 min walk · GP 4 min · hospital 2.9 km · library 1.4 km · 2 cinemas within 5 km. None of these will decide a purchase on their own, but a GP taking new patients nearby is the kind of thing you only miss after moving.

Families and schools

For families: the nearest primary school is 6 minutes on foot; daycare is well covered (5 locations nearby) — though Dutch waiting lists mean you register the week you know you're expecting, not the week you need it; secondary school is a 3-minute bike ride, which Dutch teenagers do in all weather.

Getting around

Getting around: the station is a 10-minute cycle, standard Dutch commuting range; a highway on-ramp 1.8 km away makes car trips easy — check whether through-traffic noise reaches the street you're considering; car ownership is moderate (0.8 per household).

Energy and running costs

72% of homes were built before 2000. Two identical-looking houses on the same street can differ by hundreds of euros a month once heating is counted — the energy label tells you which one you're looking at, and lenders increasingly price it into your mortgage too.

Before you bid in Kruiskamp-Midden

Before you bid in Kruiskamp-Midden: the price gap with the rest of Amersfoort is real, but so is the reason for it — walk the neighborhood at different times of day before committing.

None of these averages can tell you whether the specific house you found is fairly priced — that depends on its size, energy label, state of maintenance and the recent sales around it. That is exactly what a free HomeReview report checks, in about 10 seconds, for any Dutch address.

Frequently asked questions

Similar neighborhoods in Amersfoort

Closest in price — worth a look if Kruiskamp-Midden is out of reach or you want alternatives.